Personal Financial Planning, 12 edition

Personal Financial Planning is divided into six parts. Part 1 presents the foundations of personal financial planning, beginning with the financial planning process and then covering financial statements and plans and also taxes. Part 2 concerns the management of basic assets, including cash and savings instruments, automobiles, and housing. Part 3 covers credit management, including the various types of open account borrowing and consumer loans. Part 4 deals with managing insurance needs and considers life insurance, health care insurance, and property insurance. Part 5 covers investments—including stocks, bonds, mutual funds, exchange traded funds, and real estate—and how to make transactions in securities markets. Part 6 is devoted to retirement and estate planning. Web-based part cases and CFP® exam questions are available online as part of the Gitman/Joehnk/Billingsley CengageNOW product.