Theacademic literature commonly examines issues relating to bankbehavior, market structure or bank regulation by abstracting frominterrelationships among these factors. From a policy perspective,however, these elements of the industrial organization of banking areinextricably linked. The goal of this book is to provide a completeoverview, exposition, and evaluation of the interplay among bankbehavior, market structure, and regulation. It also considersimplications for a variety of public policy issues, including bankcompetition and risk, market discipline, antitrust issues, capitalregulation and regulatory restructuring. The book can serve as alearning tool and reference for graduate students and academics, aswell as bankers and policymakers studying the industrial organizationof the banking sector and interested in the impacts of bankingregulations.
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